MLS Direct Network can enhance your Commercial Banking Product(s) by providing those customers with reduced cost credit card and check processing; cash advance loans against receivables, smart phone credit card processing, website credit card processing and much more.  These products come with a level of local customer service that is unmatched in our industry.

MLS Direct Network is currently partnered with Alabama Teacher’s Credit Union as well as Farmers and Merchants Bank providing their clients with the products and services mentioned.  The following is a list of benefits that come along with a partnership with MLS Direct Network.

 Revenue sharing

  • We’ll share a percentage of the gross income from all referred business with you on a monthly basis.
  • Reports detailing all of the referred activity will be provided to you electronically.

 Strengthens loyalty

  • Merchant services adds an another layer of value to your customer relationships. More value means increased customer loyalty and a tangible competitive advantage.


  • Count on over 100 years of combined payment processing experience at your service in retail, card not present, B2B, and ecommerce solutions.

 Zero liability – Zero investment

  • There is no investment required for your bank to enjoy the benefits of a referral relationship with MLS. And, you assume zero liability for bad debt or chargeback’s.

 Risk management

  • A thorough risk and credit assessment of each merchant account is performed at the time of application.
  • In the event we become aware of an adverse risk situation once the merchant is actively processing, we’ll promptly notify you if we believe you may be at risk.

 Fast approvals

  • Your customers will enjoy prompt approvals and training. And , they’ll associate this expedited service with you.

 Product marketing

  • Our commercial banking team will assist you in actively marketing merchant services to your commercial customers, and we’ll show you how to uncover new merchant services opportunities within your existing customer base.